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CANADA’S PENSION SYSTEM

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CANADA’S PENSION SYSTEM

Canada Pension Plan 2015 is considered to be one of the best in the world. Living and working in this country, you can be absolutely sure that in future the pension fund will generate a good income.

Traditional Canada’s public retirement income system is made up of 3 tiers. Tier 1 is the Old Age Security (OAS) program. This is the flat rate of the pension fund. If you meet all the criteria that apply to residents of the country, at 65 years old you will be able to count on a stable monthly financial payment. Tier 2 is the Canada Pension Plan (CPP). This plan guarantees you a monthly income (since the age of 60), provided you have made financial contributions to the plan. CPP is also engaged in the insurance in case of disability or death. The province of Quebec has a similar plan, called Quebec Pension Plan. The third tier of the system is made up of individual financial savings and employer-sponsored pensions. The aforementioned pension tiers are the foundation of Canada’s public pension system. Now, these tiers allow the elderly people to get a good pension in Canada.

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